Document & letter generators for your situation

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Writing a formal complaint or a legal letter is harder than it should be, and companies count on that. A correctly worded letter — citing the right regulation, addressed to the right department, with a real deadline — gets results an angry email never will. Most people never send one because they don’t know where to start.

Kibbo’s generators close that gap. Answer a few plain questions about your situation and get back a properly structured, ready-to-send document. No jargon to decode, no template to wrestle with, no lawyer’s hourly rate.

Generator · $4.60

Lost Parcel Legal Demand

A formal demand letter to the retailer for a lost or damaged parcel — citing the Consumer Rights Act 2015 (UK) or state law (US), with a 48-hour deadline.

$4.60 per letter Open tool →
Generator · $4.60

Landlord Deposit Demand Letter

A firm demand to your landlord or agency for the return of your tenancy deposit — citing the Housing Act 2004 and deposit-protection rules (UK) or state law (US).

$4.60 per letter Open tool →
Generator · $4.60

Credit Report Dispute Letter (FCRA)

A formal FCRA Section 611 dispute letter to Experian, Equifax or TransUnion — demanding a reasonable reinvestigation of an inaccurate item within the 30-day window (US).

$4.60 per letter Open tool →
Generator · $4.60

Debt Collector Cease & Desist Letter (FDCPA)

A formal FDCPA Section 805(c) cease-and-desist letter to a debt collection agency — demanding they stop all further communication except as permitted by law (US).

$4.60 per letter Open tool →
Generator · $4.60

State Attorney General Complaint Letter

A formal complaint to your State Attorney General's Consumer Protection Division against a business for unfair or deceptive practices (US).

$4.60 per letter Open tool →
Generator · $4.60

Security Deposit Demand Letter (US)

A firm demand to your landlord for the return of your security deposit — referencing your state's statutory return deadline and the bad-faith penalties for missing it (US).

$4.60 per letter Open tool →
Generator · $4.60

Notice to Repair Letter (Habitability)

A formal Notice to Repair invoking the implied warranty of habitability — the written notice that starts the legal clock on a landlord who won't fix an unsafe unit (US).

$4.60 per letter Open tool →
Generator · $4.60

FCC Informal Complaint Letter

A clear, factual complaint narrative ready to paste into the FCC Consumer Complaint Center — putting your phone, internet or TV provider on a 30-day clock to respond (US).

$4.60 per complaint Open tool →
Generator · $4.60

DOL Wage Theft Complaint (FLSA)

A factual wage complaint narrative for the Department of Labor's Wage and Hour Division — unpaid overtime, off-the-clock work, minimum wage or illegal tip deductions under the FLSA (US).

$4.60 per complaint Open tool →
Generator · $4.60

Major Failure Refund Demand Letter (Australia)

A firm demand asserting a major failure under the Australian Consumer Law — where you, not the retailer, choose between a refund and a replacement. A statutory-rights assertion, not a goodwill request (AU).

$4.60 per letter Open tool →
Generator · $4.60

Bank Dispute Letter — Unauthorised Transaction (Australia)

A firm ePayments Code dispute letter for a genuinely unauthorised transaction — stolen card or hacked account — where the burden of proof sits with the bank, not you (AU).

$4.60 per letter Open tool →
Generator · $4.60

Telco Cancellation & TIO Complaint Letter (Australia)

A firm letter demanding cancellation without an early termination fee — on the basis the provider breached — and flagging a Telecommunications Industry Ombudsman (TIO) complaint (AU).

$4.60 per letter Open tool →
Generator · $4.60

Airline Complaint Letter (Australia)

A realistic, ACL-grounded complaint letter for a delay, cancellation, or baggage issue — framed as a claim (no EU261-style automatic payout) and asking for a refund over a voucher where warranted (AU).

$4.60 per letter Open tool →
Generator · $4.60

Notice to Remedy / Urgent Repairs Letter (Australia)

A firm Notice to Remedy / Urgent Repairs letter to your landlord or agent — the right deadline for an urgent or non-urgent repair, rent kept paid in full, and a clear path to your state tribunal (NCAT/VCAT/QCAT) if ignored (AU).

$4.60 per letter Open tool →
Generator · $4.60

Privacy Complaint Letter to a Company (Australia)

A firm privacy complaint letter under the Privacy Act 1988, citing the relevant Australian Privacy Principle — the required first step (≈30 days) before you can escalate to the OAIC (AU).

$4.60 per letter Open tool →
Generator · $4.60

Withdrawal Right / Cancellation Letter (EU)

A formal 14-day right-of-withdrawal notice under Directive 2011/83/EU for a distance purchase — no reason required, no cancellation fee, and a longer window if the seller never informed you (EU).

$4.60 per letter Open tool →
Generator · $4.60

Legal Guarantee Repair/Replacement Demand (EU)

A formal legal-guarantee (conformity) demand under Directive (EU) 2019/771 — the seller (not the manufacturer) is responsible, with repair/replacement first, then price reduction or refund (EU).

$4.60 per letter Open tool →
Generator · $4.60

EU261 Flight Delay/Cancellation Compensation Claim

A firm EU261 claim under Regulation (EC) No 261/2004 — the correct €250–600 tier by distance, duty-of-care expenses, and the extraordinary-circumstances argument handled properly (a technical fault isn't an exemption) (EU).

$4.60 per letter Open tool →
Generator · $4.60

EU Baggage Claim Letter (Montreal Convention)

A formal Montreal Convention claim for lost, delayed or damaged luggage — the 1,519 SDR liability cap, the 7-day and 21-day deadlines, and reimbursement of demonstrated value (EU).

$4.60 per letter Open tool →
Generator · $4.60

EU Train Delay Compensation Claim

A formal rail delay claim under Regulation (EU) 2021/782 — the 25% (60–119 min) and 50% (120+ min) refund tiers, duty of care that applies even in force majeure, and rerouting for missed connections (EU).

$4.60 per letter Open tool →
Generator · $4.60

EU Package Holiday Complaint & Compensation Claim

A firm complaint under the Package Travel Directive (EU) 2015/2302 — the organiser is liable for the whole package, significant changes can be rejected for a full refund, and insolvency protection covers repatriation (EU).

$4.60 per letter Open tool →
Generator · $4.60

Bank Complaint Letter (EU / PSD2 / FIN-NET)

A formal complaint to an EU bank — titled under the Payment Services Directive where it applies, invoking the 15 business-day response deadline, and ready to escalate free via FIN-NET to your national financial ombudsman (EU).

$4.60 per letter Open tool →
Generator · $4.60

SEPA Recall Request Letter

A formal SEPA Recall request after a wrong-IBAN or fraudulent transfer — the recall window, the receiving bank's response time, and a separate Verification of Payee compensation angle where VoP wasn't offered (EU).

$4.60 per letter Open tool →
Generator · $4.60

Unauthorised Transaction Refund Demand (PSD2)

A firm PSD2 refund demand for an unauthorised transaction — liability shifts to the bank where Strong Customer Authentication was missing, the €50 cap on losses before you reported it, and restitution by the next business day (EU).

$4.60 per letter Open tool →
Generator · $4.60

GDPR Rights Request Letter (Access / Erasure / Complaint)

A formal GDPR request — Article 15 access, Article 17 erasure, rectification, or a pre-escalation DPO complaint — with the one-month deadline (extendable to three for complex requests) stated correctly (EU).

$4.60 per letter Open tool →
Generator · $4.60

GDPR Violation Report / Whistleblower Notice

A formal violation report for a national Data Protection Authority — the 72-hour breach duty (Article 33), EU Whistleblower Directive protection for employees, and lawful-evidence guidance (EU).

$4.60 per letter Open tool →
Generator · $4.60

Marketplace/Platform Dispute Letter (Amazon/Booking/Airbnb/PayPal)

A formal dispute letter tailored to the platform — Amazon's withdrawal right/legal guarantee/A-to-z Guarantee, Booking.com's package-vs-standalone distinction, Airbnb's Guest Refund Policy, or PayPal's Buyer Protection window — with the right escalation path if internal resolution fails (EU).

$4.60 per letter Open tool →
Generator · $4.60

Subscription Cancellation & Refund Demand Letter (EU)

A formal letter matched to your exact situation — the EU-wide 14-day withdrawal right, a national cancellation-button law where one genuinely applies (Germany/France), or an unnotified renewal charge, plus the right to revoke your payment mandate if the company won't stop billing (EU).

$4.60 per letter Open tool →
Generator · $4.60

Flight Disruption Compensation & Reimbursement Letter

One letter for delay, cancellation, denied boarding, missed connection, or a standalone baggage claim — tailored to EU261, UK261, US, or Australian rules, plus a separate duty-of-care reimbursement demand if the airline didn't cover meals/hotel/transport.

$4.60 per letter Open tool →
Generator · $4.60

Unpaid Wage & Compensation Demand Letter

Unpaid wages, overtime, accrued vacation/PTO, a bonus or commission owed, an unpaid trial shift, or unpaid mandatory training time — one consolidated letter, keeping legal framing general rather than guessing at a specific statute.

$4.60 per letter Open tool →
Generator · $4.60

Wrongful/Unlawful Wage Deduction Letter

Dispute a till shortage, damaged equipment, uniform cost, disciplinary, or unexplained deduction taken without valid consent — demands full repayment within a reasonable timeframe.

$4.60 per letter Open tool →
Generator · $4.60

Employment Reference Request

A polite but firm request for a reference from a former employer who's gone silent, refused, or offered only dates of employment — framed as a professional ask, not a legal demand.

$4.60 per letter Open tool →
Generator · $4.60

Constructive Dismissal Complaint Letter

Document the employer conduct — a single serious incident or a pattern over time — that left resignation as the only option. Uses "constructive discharge" terminology automatically for the US, flags the UK's 2-year service rule.

$4.60 per letter Open tool →
Generator · $4.60

Workplace Harassment Complaint Letter

A formal complaint to HR — verbal harassment, unwanted contact, discriminatory harassment, or retaliation after a prior complaint — requesting a specific, timely response and investigation.

$4.60 per letter Open tool →
Generator · $4.60

Flexible Working Request

Request remote/hybrid work, reduced hours, changed times, or a compressed week — honest about the UK/AU statutory right to request (not a guaranteed outcome) vs. no general US equivalent.

$4.60 per letter Open tool →
Generator · $4.60

Employment Data Access Request (GDPR/Privacy)

A Subject Access Request, CV/application deletion, unauthorized-sharing complaint, or full record deletion after leaving — covers the full candidate-to-former-employee lifecycle, GDPR-aware for EU/UK.

$4.60 per letter Open tool →
Generator · $4.60

Source of Funds Package Generator

A full AML compliance package, not just a letter — cover letter, chronological timeline, income breakdown table, narrative, and a document checklist cross-referenced against what you already have.

$4.60 per letter Open tool →
Generator · $4.60

Exchange Account Freeze/Lockout Response Letter

A firm, cooperative letter requesting the specific reason for a frozen crypto exchange account, the exact documents compliance needs, and a clear resolution timeline.

$4.60 per letter Open tool →
Generator · $4.60

Crypto Complaint Generator

Routes your complaint to the regulator that actually handles your problem — FTC/SEC/FinCEN/CFPB (US), FCA/FOS (UK), your national MiCA authority (EU), or ASIC/AFCA/Scamwatch (AU). Never a single guessed regulator.

$4.60 per letter Open tool →
Generator · $4.60

Restaurant Policies Generator

A clear, customer-facing policy document for your restaurant — reservation, cancellation, no-show, refund, allergen, delivery, or privacy policy — ready to post on your own site or menu.

$4.60 per document Open tool →
Generator · $4.60

Food Recall Action Plan Generator

A 4-part action plan for a contaminated food item — internal protocol, a printable kitchen withdrawal checklist, customer/authority communication templates, and a dated incident log.

$4.60 per plan Open tool →
Generator · $4.60

Allergen Menu Labeling Generator

Enter your menu dish by dish and get allergen declarations matched to your jurisdiction — EU, UK (Natasha's Law), US (FDA FASTER Act), or Australia (ANZ Food Standards Code).

$4.60 per menu Open tool →

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