Try the quality before you pay

Everything you can use on Kibbo for free, in one place — no account, no catch.

This page collects everything you can try for free on Kibbo before deciding what's worth paying for. It's a plain answer to a common search: which free consumer protection tools and free legal templates are actually useful, not just locked demos? Every AI analyzer here gives you three real analyses a day — paste a supplement label, a contract, or a suspicious message and get an instant, evidence-based breakdown, no sign-up. There's a genuinely free legal template to download and keep, and our letter generators let you preview the opening of a finished, ready-to-send document before you decide whether the full version is worth $4.60. Nothing here expires or nags you to upgrade. Explore what's genuinely helpful first, then only pay for the pieces that earn it.

Free AI analyzers — 3 analyses a day

Free Tool

Supplement Ingredients Auditor

Evidence-based breakdown of every ingredient in your supplement. Green, yellow or red — no marketing, just science.

3 free analyses per day · no account required

Free Tool

Legal Contract Auditor

Paste a contract or T&Cs and get a plain-English breakdown of unfair clauses, auto-renewal traps and cancellation dark patterns.

3 free analyses per day · no account required

Free Tool

AI Phishing Detector

Paste a suspicious email, text or link and get an instant AI verdict — phishing, suspicious or legitimate — with the warning signs.

3 free analyses per day · no account required

Free Tool

Employment Contract Analyzer

Upload an employment contract PDF and get a plain-English breakdown of non-compete scope, missing severance terms, probation length and other clauses worth a closer look.

3 free analyses per day · no account required

Free Tool

Smart Contract Permission Analyzer

Paste an Ethereum wallet address and see its real on-chain token approvals — unlimited vs capped, how old, and which combine unlimited access with an unfamiliar or dormant contract. Ethereum mainnet only.

3 free analyses per day · no account required

Free Tool

Crypto Scam Analyzer

Paste a crypto investment pitch, message or URL and get an itemized list of fraud patterns detected — guaranteed returns, pig-butchering, Telegram redirects, and more.

3 free analyses per day · no account required

Free Tool

Education Contract Analyzer

Paste or upload a course, academy, bootcamp or training provider enrollment contract and get a plain-English risk breakdown — lock-in period, linked financing, refund policy, cancellation terms, arbitration and jurisdiction clauses.

3 free analyses per day · no account required

Free Tool

Course Advertisement Analyzer

Paste a course, academy or bootcamp landing page URL or text and get an itemized list of misleading marketing patterns detected — unverified job guarantees, unsourced salary claims, vague accreditation claims, and more.

3 free analyses per day · no account required

Free templates to download and keep

Free Download

Supplement Tracking Diary

Track your supplements for 30 days and see if they're actually doing anything. Free download, no catch.

Free Download

Online Shopping Safety Checklist

Twenty fast checks to run before you hand card details to an online store you've never used.

Free Download

Identity Theft Recovery Action Plan

A step-by-step recovery checklist and contact directory for identity theft victims in the US and UK.

Free Download

Digital Footprint Audit Checklist

A 30-point annual checklist to clean up old accounts, app permissions, privacy settings, and passwords.

Free Download

Smart Home & IoT Privacy Setup Guide

A setup checklist to secure smart speakers, cameras, and TVs before connecting them to your home network.

Free Download

Used Car Buying "Anti-Scam" Inspection Checklist

A mechanical inspection and financial safety checklist to avoid scams when buying a used car online.

Free Download

Restaurant Allergen Communication Record

A dated record of exactly what you told a restaurant about your allergy — and what staff confirmed back.

Free Download

Food Safety & Poisoning Incident Report

Document a suspected food poisoning incident properly, before the details go fuzzy.

Free Download

Restaurant Complaint Communication Log

A chronological record of every conversation with a restaurant about your complaint — so nothing "agreed" gets forgotten.

Free Download

Restaurant Bill Dispute Worksheet

Compare what you ordered against what you were charged, and flag the discrepancy before you dispute it.

Free Download

Restaurant Reservation & Deposit Dispute Record

Document what was promised, what was charged, and the cancellation terms — before you ask for your deposit back.

Free Download

Food Delivery Order Problem Log

Document exactly what went wrong with a delivery order — with the evidence a platform's support team actually asks for.

Free Download

Food Delivery Refund Tracker

Track every delivery refund or credit you're owed across every platform, so nothing quietly expires unclaimed.

Free Download

Food Product Complaint Evidence Tracker

Log a problem with a packaged food product with the batch details a manufacturer or regulator actually needs.

Free Download

Food Recall Check & Action Log

Check whether a product you bought is under an active recall, and log what you did about it.

Free Download

Food & Meal Subscription Cancellation Tracker

Track every meal-kit or food subscription and its renewal date, so you stop paying for boxes you didn't want.

Free Download

Hotel Food & Beverage Complaint Log

Document a hotel dining, room service, or minibar problem — what happened, what was promised, and what you were charged.

Free Download

Hotel Restaurant/Minibar Charge Dispute Worksheet

Compare your folio against what you actually consumed, and build the evidence to dispute an overcharge.

Want the full library too? Browse all 19+ templates →

Preview a legal letter for free

Free preview

Lost Parcel Legal Demand

A formal demand to the retailer for a lost or damaged parcel, citing the Consumer Rights Act 2015 (UK) or state law (US), with a 48-hour deadline.

Free preview — see the opening of your letter before you pay $4.60 to unlock the rest.

$4.60 to unlock Open tool →
Free preview

Landlord Deposit Demand Letter

A firm demand covering both a deposit not returned at all and a deposit returned with disputed deductions — US, UK, EU, or Australia.

Free preview — see the opening of your letter before you pay $4.60 to unlock the rest.

$4.60 to unlock Open tool →
Free preview

Credit Report Dispute Letter (FCRA)

A formal FCRA Section 611 dispute letter to Experian, Equifax or TransUnion demanding a reinvestigation of an inaccurate item (US).

Free preview — see the opening of your letter before you pay $4.60 to unlock the rest.

$4.60 to unlock Open tool →
Free preview

Debt Collector Cease & Desist Letter (FDCPA)

A formal FDCPA Section 805(c) cease-and-desist letter to a debt collection agency demanding they stop contacting you (US).

Free preview — see the opening of your letter before you pay $4.60 to unlock the rest.

$4.60 to unlock Open tool →
Free preview

State Attorney General Complaint Letter

A formal complaint to your State AG's Consumer Protection Division against a business for unfair or deceptive practices (US).

Free preview — see the opening of your letter before you pay $4.60 to unlock the rest.

$4.60 to unlock Open tool →
Free preview

Repair Request Formal Notice

A formal written repair/habitability notice — the urgency you specify, prior notice referenced if you already raised it, a documented paper trail.

Free preview — see the opening of your letter before you pay $4.60 to unlock the rest.

$4.60 to unlock Open tool →
Free preview

Illegal Eviction Warning Letter

A firm, unambiguous letter for a landlord who changed the locks, removed belongings, or cut utilities without a court order.

Free preview — see the opening of your letter before you pay $4.60 to unlock the rest.

$4.60 to unlock Open tool →
Free preview

Rental Scam Refund Demand

A formal refund demand for a rental scam, plus a factual, payment-method-specific checklist of where to actually report it.

Free preview — see the opening of your letter before you pay $4.60 to unlock the rest.

$4.60 to unlock Open tool →
Free preview

Lease Clause Challenge Letter

Challenge a clause before you sign, or put a landlord on notice that a clause you already signed may be unenforceable.

Free preview — see the opening of your letter before you pay $4.60 to unlock the rest.

$4.60 to unlock Open tool →
Free preview For Landlords

Lease Violation Notice Generator

For landlords/property managers — a formal lease violation notice with a cure-period reminder.

Free preview — see the opening of your letter before you pay $4.60 to unlock the rest.

$4.60 to unlock Open tool →
Free preview

FCC Informal Complaint Letter

A factual complaint narrative ready to paste into the FCC Consumer Complaint Center, putting your phone, internet or TV provider on a 30-day clock to respond (US).

Free preview — see the opening of your complaint before you pay $4.60 to unlock the rest.

$4.60 to unlock Open tool →
Free preview

DOL Wage Theft Complaint (FLSA)

A factual wage complaint narrative for the Department of Labor's Wage and Hour Division — unpaid overtime, off-the-clock work, or illegal tip deductions under the FLSA (US).

Free preview — see the opening of your complaint before you pay $4.60 to unlock the rest.

$4.60 to unlock Open tool →
Free preview

Major Failure Refund Demand Letter (Australia)

A firm demand asserting a major failure under the Australian Consumer Law — where you, not the retailer, choose between a refund and a replacement (AU).

Free preview — see the opening of your letter before you pay $4.60 to unlock the rest.

$4.60 to unlock Open tool →
Free preview

Bank Dispute Letter — Unauthorised Transaction (Australia)

An ePayments Code dispute letter for a genuinely unauthorised transaction — stolen card or hacked account — where the burden of proof sits with the bank, not you (AU).

Free preview — see the opening of your letter before you pay $4.60 to unlock the rest.

$4.60 to unlock Open tool →
Free preview

Telco Cancellation & TIO Complaint Letter (Australia)

A firm letter demanding telco/ISP cancellation without an early termination fee — citing provider breach — and flagging a Telecommunications Industry Ombudsman (TIO) complaint (AU).

Free preview — see the opening of your letter before you pay $4.60 to unlock the rest.

$4.60 to unlock Open tool →
Free preview

Airline Complaint Letter (Australia)

A realistic, ACL-grounded complaint letter for a flight delay, cancellation, or baggage issue — framed as a claim, not an EU261-style automatic payout, asking for a refund over a voucher where warranted (AU).

Free preview — see the opening of your letter before you pay $4.60 to unlock the rest.

$4.60 to unlock Open tool →
Free preview

Notice to Remedy / Urgent Repairs Letter (Australia)

A firm Notice to Remedy / Urgent Repairs letter to your landlord or agent — the right deadline for an urgent or non-urgent repair, rent kept paid in full, and a clear path to your state tribunal (NCAT/VCAT/QCAT) if ignored (AU).

Free preview — see the opening of your letter before you pay $4.60 to unlock the rest.

$4.60 to unlock Open tool →
Free preview

Privacy Complaint Letter to a Company (Australia)

A firm privacy complaint letter under the Privacy Act 1988, citing the relevant Australian Privacy Principle — the required first step (≈30 days) before you can escalate to the OAIC (AU).

Free preview — see the opening of your letter before you pay $4.60 to unlock the rest.

$4.60 to unlock Open tool →
Free preview

Withdrawal Right / Cancellation Letter (EU)

A formal 14-day right-of-withdrawal notice under Directive 2011/83/EU for a distance purchase — no reason required, no cancellation fee (EU).

Free preview — see the opening of your letter before you pay $4.60 to unlock the rest.

$4.60 to unlock Open tool →
Free preview

Legal Guarantee Repair/Replacement Demand (EU)

A formal legal-guarantee (conformity) demand under Directive (EU) 2019/771 — the seller, not the manufacturer, is responsible, 2-year EU minimum (EU).

Free preview — see the opening of your letter before you pay $4.60 to unlock the rest.

$4.60 to unlock Open tool →
Free preview

EU261 Flight Delay/Cancellation Compensation Claim

A firm EU261 claim under Regulation (EC) No 261/2004 — the correct €250–600 tier by distance, duty-of-care expenses, and the extraordinary-circumstances argument handled properly (EU).

Free preview — see the opening of your letter before you pay $4.60 to unlock the rest.

$4.60 to unlock Open tool →
Free preview

EU Baggage Claim Letter (Montreal Convention)

A formal Montreal Convention claim for lost, delayed or damaged luggage — the 1,519 SDR cap, the 7-day and 21-day deadlines, and reimbursement of demonstrated value (EU).

Free preview — see the opening of your letter before you pay $4.60 to unlock the rest.

$4.60 to unlock Open tool →
Free preview

EU Train Delay Compensation Claim

A formal rail delay claim under Regulation (EU) 2021/782 — the 25%/50% refund tiers, duty of care even in force majeure, and rerouting for missed connections (EU).

Free preview — see the opening of your letter before you pay $4.60 to unlock the rest.

$4.60 to unlock Open tool →
Free preview

EU Package Holiday Complaint & Compensation Claim

A firm complaint under the Package Travel Directive (EU) 2015/2302 — organiser liability for the whole package, full refund on significant changes, and insolvency protection (EU).

Free preview — see the opening of your letter before you pay $4.60 to unlock the rest.

$4.60 to unlock Open tool →
Free preview

Healthcare Complaint Letter Generator

A firm, professional complaint letter to a healthcare provider — clinic, hospital, or doctor — stating what happened and the outcome you want.

Free preview — see the opening of your letter before you pay $4.60 to unlock the rest.

$4.60 to unlock Open tool →
Free preview

Medical Records Request Letter Generator

A formal written request for access to your own medical records, in the format and timeframe you specify.

Free preview — see the opening of your letter before you pay $4.60 to unlock the rest.

$4.60 to unlock Open tool →
Free preview

Healthcare Billing Dispute & Refund Letter Generator

A firm, scenario-branched letter covering both an incorrect or unexpected medical bill and a refund after cancelling a service.

Free preview — see the opening of your letter before you pay $4.60 to unlock the rest.

$4.60 to unlock Open tool →
Free preview

Healthcare Insurance Appeal Letter Generator

A formal appeal for a denied insurance claim, directly countering the insurer's stated reason for denial point by point.

Free preview — see the opening of your letter before you pay $4.60 to unlock the rest.

$4.60 to unlock Open tool →
Free preview

Medical Product Complaint Letter Generator

A formal complaint for a defective, unsafe, or misdescribed medical product or device, with the resolution you're requesting.

Free preview — see the opening of your letter before you pay $4.60 to unlock the rest.

$4.60 to unlock Open tool →
Free preview

Healthcare Provider Information Request Generator

A polite, specific pre-decision request for pricing, credentials, or policy details from a healthcare provider before you commit.

Free preview — see the opening of your letter before you pay $4.60 to unlock the rest.

$4.60 to unlock Open tool →

Free interactive checklists — no account, no catch

Free Checklist

Before Buying a Used Car

Verify the vehicle's history and protect yourself financially before you hand over any money.

Free Start →
Free Checklist

Before Buying From an Unfamiliar Online Store

Verify a store you don't know is real, and protect your payment before you buy.

Free Start →
Free Checklist

Before Signing a Contract

Spot auto-renewal traps, cancellation terms and hidden fees before you sign.

Free Start →
Free Checklist

Before Buying Supplements

Check the evidence for the active ingredient and check for safety before you spend.

Free Start →
Free Checklist

Before Sending a Bank Transfer to Someone New

Verify a new payee and spot the signs of an authorised push payment scam.

Free Start →
Free Checklist

Was This Payment Properly Authenticated? (SCA Check, EU)

Work out whether an unauthorised EU payment was properly authenticated under PSD2 — the two-factor SCA test, the €50 cap on losses before you reported it, and zero liability after.

Free Start →
Free Checklist

Verify Your Deposit Insurance Coverage

Confirm your bank or credit union is genuinely insured, calculate your real coverage across account categories, and act if you're over the limit.

Free Start →
Free Checklist

Before Booking an Airbnb or Vacation Rental

Verify the listing is genuine and know the cancellation terms before you pay.

Free Start →
Free Checklist

Facing a Utility Shutoff? What to Check Right Now

Check your state's shutoff protections, confirm your notice, request a payment plan, and escalate to your state Public Utilities Commission.

Free Start →
Free Checklist

Is This a Major Failure? (Australia)

Test a faulty product against the 5 legal tests for a "major failure" under the Australian Consumer Law, and assert the refund or replacement you're entitled to.

Free Start →
Free Checklist

Unauthorised Transaction or Scam? First 24 Hours (Australia)

Work out whether bank fraud is a genuinely unauthorised transaction (covered by the ePayments Code) or a scam you authorised (currently not), then take the right first steps.

Free Start →
Free Checklist

Cancel Your Telco Contract Without Fees (Australia)

Check whether you have grounds to cancel an Australian telco/internet contract fee-free, build the paper trail, and escalate to the Telecommunications Industry Ombudsman.

Free Start →
Free Checklist

Flight Disrupted? Document Everything Right Now (Australia)

What to document at the airport, which receipts to keep, and what you can realistically claim after an Australian flight delay, cancellation, or lost bag.

Free Start →
Free Checklist

Moving Out? Bond Return Evidence Checklist (Australia)

The photos and evidence to gather before you hand back the keys, what a landlord legally can't deduct, and how the bond process differs by state (NSW/VIC/QLD vs WA).

Free Start →
Free Checklist

Reporting an Unsafe Product or Medicine Side Effect (Australia)

Which agency to use — Product Safety Australia (ACCC) vs the TGA — the details to record before you bin the packaging, and what a safety report can and can't do.

Free Start →
Free Checklist

Privacy Breach? Which Path to Take (Australia)

Work out the right path — an OAIC complaint, a Google search-results removal, or the eSafety Commissioner — what each can and can't do, and the steps for each.

Free Start →
Free Checklist

Which DPA Do I Contact? + Is My Deadline Actually Overdue? (EU)

File with your own country's DPA (never the company's), and check whether a GDPR deadline is genuinely overdue once you account for a valid one-month extension notice.

Free Start →
Free Checklist

Education Scam Checklist

Spot a fraudulent institution, bootcamp, or credential program — diploma mills, fake job guarantees, RPL fraud, and payment red flags.

Free Start →
Free Checklist

Before Paying Any Course Checklist

General due diligence before you pay for any course — accreditation, refund terms, financing, reviews, and what you're actually buying.

Free Start →
Free Checklist

Online Course Refund Checklist

Before you request a refund, building your case, submitting it properly, and what to do if it's declined.

Free Start →
Free Checklist

Student Visa School Verification Checklist

Verify a school's official visa-sponsorship registration yourself — CRICOS, Sponsor Licence, SEVP — before you commit.

Free Start →
Free Checklist

Education Loan Safety Checklist

What you're actually signing — traditional loan, private loan, or Income Share Agreement — total cost, and what happens if things go wrong.

Free Start →
Free Checklist

Bootcamp Job Guarantee Verification Checklist

A deep-dive on what a bootcamp's "job guarantee" actually means, the real remedy if it isn't met, and how to check the outcome statistics.

Free Start →
Free Checklist

Before You Complain — Is This Really Geo-blocking? (EU)

Tell a real EU geo-blocking violation from a legal price/VAT difference or shipping refusal before you complain — and document it properly if it is one.

Free Start →
Free Checklist

Digital Content Non-Conformity Documentation (EU)

Document a faulty app, game, software or streaming service, and know the EU rights that still apply after the 14-day withdrawal window closes.

Free Start →
Free Checklist

Flight Delayed or Cancelled? Know Your Tier (EU261)

Work out your EU261 compensation tier before you claim — delay vs cancellation, whether the cause exempts the airline, and what to document.

Free Start →
Free Checklist

Package Holiday Gone Wrong — Document It Right (EU)

Report on the spot, know the organiser is liable for the whole package, and understand the insolvency protection that covers repatriation and refunds.

Free Start →
Free Checklist

Report or Check? Product Safety Decision Guide (EU)

Report a new hazard to the Safety Gate, check the database for an existing recall, or verify a CE mark the right way — request the Declaration of Conformity, not the letter-spacing myth.

Free Start →
Free Checklist

Job Offer Scam Checklist

Red flags to spot a fake job offer before you respond, and exactly what to do once you've identified one.

Free Start →
Free Checklist

Before Sharing Your SSN Checklist

When it's actually legitimate for an employer to ask for your SSN, and what to do if you've already shared it too early.

Free Start →
Free Checklist

Before Signing an Employment Contract Checklist

Core terms to verify and restrictive clauses to read carefully, with UK-specific notes on written statements and notice periods.

Free Start →
Free Checklist

Background Check Preparation Checklist

UK DBS check levels explained, your rights if something comes back incorrect, and red flags to watch for.

Free Start →
Free Checklist

Non-Compete Clause Checklist

The exact wording to check — duration, geographic scope, restricted activity — and whether separate compensation was offered.

Free Start →
Free Checklist

Gig Worker Earnings Checklist

Track your real take-home pay after platform fees and expenses, and why your worker classification matters.

Free Start →
Free Checklist

Before Sending Your CV to a Third Party Checklist

Verify a recruitment or relocation agency is legitimate before sharing your CV, ID, or financial details.

Free Start →
Free Checklist

GDPR Job Application Privacy Checklist

Your EU/UK privacy rights during a job application, after a rejection, and if your CV was shared without consent.

Free Start →
Free Checklist

Before Accepting a Trial Shift Checklist

What to confirm before and during an unpaid trial shift, and what to do if it should have been paid.

Free Start →
Free Checklist

Before Signing a Contractor Agreement Checklist

Signs you may actually be misclassified as an independent contractor, and why classification matters.

Free Start →
Free Checklist

Exchange Before Deposit Checklist

Verify a crypto exchange's licensing, reserves, reputation and withdrawal terms before you deposit — not after.

Free Start →
Free Checklist

Crypto Scam Red Flags Checklist

Guaranteed returns, pig-butchering relationship scams, AI deepfakes, and technical red flags to check before you send anything.

Free Start →
Free Checklist

Self-Custody Security Checklist

Securing crypto you already hold — hardware wallets, seed phrase storage, phishing and permission risks, and backup practices.

Free Start →
Free Checklist

KYC Verification Checklist

Get exchange identity verification right the first time, and what to do if you're rejected without a clear reason.

Free Start →
Free Checklist

Frozen Account Response Checklist

What to do the moment an exchange or bank freezes your account — evidence to gather, escalation steps, and tracking timelines.

Free Start →
Free Checklist

Crypto Tax Records Checklist

The records to keep year-round for crypto taxes, with US, UK and Australia country-specific notes.

Free Start →
Free Checklist

Postal Ombudsman Escalation Checklist

Before you escalate a parcel complaint to an ombudsman — prerequisites, distinguishing a carrier dispute from a retailer dispute, and what evidence to prepare.

Free Start →
Free Checklist

Unexpected Customs Charges Checklist

What makes a customs, import VAT, or handling fee legitimate — and what to check before you pay or dispute a surprise charge.

Free Start →
Free Checklist

Lost Parcel Verification Checklist

Confirm a parcel is genuinely lost before you declare it — tracking history, waiting periods, customs holds, and what to rule out first.

Free Start →
Free Checklist

Return Shipment Protection Checklist

Protect yourself when sending a return — proof of drop-off, tracking to delivery, and what to do if the seller claims they never received it.

Free Start →
Free Checklist

Receiving High-Value Deliveries Checklist

Signature-on-delivery, insurance limits, inspecting on arrival, and what to document before and after an expensive delivery.

Free Start →
Free Checklist

Click & Collect / Locker Pickup Checklist

Pickup codes, missed pickup windows, and what to do if a locker or store shows "collected" but you never picked it up.

Free Start →
Free Checklist

Before Paying a Rental Deposit Checklist

Verify the listing is real, verify the landlord or agent, insist on seeing the property, and never pay with an irreversible method.

Free Start →
Free Checklist

Move-In Inspection Checklist

Room-by-room photo and video documentation, testing appliances and fixtures, and getting the condition report signed off before you unpack.

Free Start →
Free Checklist

Moving Out Deposit Checklist

Notice requirements, cleaning, final photo and video documentation matched against your move-in report, and a proper handover.

Free Start →
Free Checklist

Habitability Issue Checklist

Document the issue, notify the landlord in writing, build your evidence file, and know your options if it's not fixed.

Free Start →
Free Checklist

Repair and Deduct Eligibility Checklist

Confirm repair-and-deduct is actually legal where you rent, that the issue qualifies, and that you've given proper notice before spending any money.

Free Start →
Free Checklist

Rental Contract Red Flags Checklist

Basic contract integrity, deposit and fee clauses, unusual or unenforceable clauses, and what to check before you sign.

Free Start →
Free Checklist

Deposit Dispute Evidence Checklist

Gather your baseline comparison, challenge each deduction individually, organize your documents, and prepare to escalate.

Free Start →
Free Checklist

Airbnb / Booking Damage Claim Checklist

What to do the moment you're notified of a damage claim, how to pull your own evidence, and how to evaluate whether the host's claim holds up.

Free Start →
Free Checklist

Choosing a Healthcare Provider & Red Flags Checklist

Verify licensing and credentials, check reputation, get pricing and policies in writing, and know the red flags to watch for.

Free Start →
Free Checklist

Medical Product & Device Purchase Checklist

Verify the seller, check regulatory status and safety recalls, get warranty terms in writing, and know the red flags before you buy.

Free Start →
Free Checklist

Online Pharmacy Safety Checklist

Verify the pharmacy is licensed, check prescription requirements, watch for pricing red flags, and know the signs of fraud.

Free Start →

See them all on the Consumer Checklists hub →