Free Calculator

Insurance deductible calculator: how much will I pay?

Enter your deductible and your claim to see what you'll pay out of pocket and what your insurer covers. Works for a standard flat deductible and as a hurricane deductible calculator — for the percentage deductibles that can turn a storm claim into a five-figure bill.

Currency

What kind of deductible is it?

Flat dollar amount Percentage of insured value

Percentage deductibles are common for hurricane, named-storm and wind damage on home insurance. Not sure which you have? Check your policy's declarations page.

Deductible amount

Total claim / damage amount