Insurance Damage & Loss Inventory Workbook

An underpaid claim usually starts with an incomplete inventory

After a fire, flood, theft, or accident, it's easy to remember the big-ticket items and forget the rest — and every item left off the inventory is money the insurer never has to pay. Reconstructing a full inventory from memory weeks later, under pressure from a claim deadline, makes it worse.

This workbook itemizes every damaged or lost item as you think of it — purchase value, proof of ownership, and repair or replacement cost — and totals everything automatically, so the number you submit is the real number, not whatever you remembered under pressure.

• Item-by-Item Log — every damaged or lost item, described and categorized
• Purchase Value — what you originally paid, with room for receipts and proof
• Proof of Ownership — photos, receipts, or other evidence, tracked per item
• Repair/Replacement Cost — the actual cost to fix or replace, not a guess
• Automatic Totals — running totals by category and overall, calculated for you

Step by step

1. Walk through the affected area room by room, or category by category, and log every item.
2. Record the purchase value and any proof of ownership you have for each item.
3. Add the repair or replacement cost — a quote or a reasonable current price.
4. Let the workbook total everything automatically as you add items.
5. Export or print the completed inventory to attach to your claim.

• Excel workbook, editable
• Automatic per-category and overall totals
• Proof-of-ownership tracking per item
• Works in Excel, Google Sheets, and Numbers
• Works on any device

• Insurance Claim Evidence Pack — bring this inventory into the complete claim file alongside your policy, timeline, and communications.