Used Car With a Hidden Fault

Know your rights, the deadlines that apply, and the free tools to act on it.

Last verified: 13 October 2026

US UK

Can you claim?

Does this apply where you are?

US: FTC Used Car Rule (16 CFR Part 455) plus state-level implied warranty and lemon laws
UK: Consumer Rights Act 2015 — applies to dealer (trader) sales only; private sales are governed separately

Your rights

FTC Used Car Rule (16 CFR Part 455) plus state-level implied warranty and lemon laws

Used car rule
In force since 1985, formally the Used Motor Vehicle Trade Regulation Rule: dealers must display a window sticker, the 'Buyers Guide', disclosing whether the car is sold with a warranty and, if so, its terms (duration, percentage of repair costs covered, which systems are covered). "In states that do not permit sales of used cars 'as is,' or without warranties, dealers must display an alternative version of the Buyers Guide."
State variation
Whether a dealer can sell 'as is' (no warranty), and whether a state's used-car 'lemon law' gives extra protection, varies by state and was not individually verified here.

Source →

Evidence to gather

  • Advert/listing
  • Sales contract and invoice
  • Inspection or MOT history
  • Independent mechanic report
  • Messages with seller

Steps

  1. Gather your evidence (see the list above).
  2. Send a written complaint to the business or provider, citing the rule for your region from "Your rights" above.
  3. If unresolved by their deadline, escalate using the route named in "Your rights" for your region.
  4. If still unresolved, consider your region's ombudsman, regulator, or small claims court — see "Your rights" for the specific option.

Your tools

Information, not legal advice. Figures verified against the official sources linked above.