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Total cost of ownership calculator: the real cost of owning a car

The price on the windscreen is only the start. Add in depreciation, financing interest, insurance, fuel, maintenance and yearly fees to see what owning this car will really cost you — in total, and per month.

How long you expect to keep the car before selling or trading it in.
Estimate from your annual mileage × your vehicle's mpg or kWh/100mi × current fuel/electricity price — Kibbo can't look this up for your specific vehicle.
Typically $500–$1,200 a year (or the local-currency equivalent) for a newer car, and more for an older one. That's a rough industry rule of thumb, not a guarantee.
These vary by state and country, so enter the figure you know applies to you (0 if none).
By default we use a typical new car, industry-average curve — your specific model may hold value better or worse. That curve is −16% in year 1, −12% in year 2, −11% in year 3, −9% in year 4 and −7% in year 5, each applied to the value left at the start of that year. From year 6 we assume −5% a year, which is our own estimate rather than part of that data. Enter a single yearly percentage here if you have a better figure for your model.