When you've been scammed, the hard part isn't a lack of help — it's that the official reporting portal, the tool that checks the damage, and the letter template you need are all in different places. This hub puts them together by scam type: the resource that has real enforcement power, the tool that does the analysis, and the ready-made document, side by side.
Identity Theft
Someone opened credit, filed taxes, or took out a loan in your name.
Resources
IdentityTheft.gov →The FTC's identity-theft recovery portal — generates a personal recovery plan and affidavit. FTC Report FraudOfficial US portal to report fraud and feed the Consumer Sentinel database. IDCARE (Australia) →Australia's government-supported national identity & cyber support service — builds a response plan for exposed ID documents (licence, passport, Medicare).Bank Fraud & Chargebacks
Unauthorised charges, a refused refund, or a payment you need reversed.
Resources
CFPB Complaint Portal (US)Put a US bank on a 15-day clock to respond formally. Financial Ombudsman Service (UK)Free, binding UK arbitrator that can overrule your bank. FCA Register (UK)Check a firm is authorised before you trust it with money. Scamwatch — Report a Scam (Australia) →The ACCC / National Anti-Scam Centre reporting portal — feeds national scam intelligence used to disrupt scam infrastructure. ACSC ReportCyber (Australia) →The Australian Cyber Security Centre's official cybercrime report portal — get a formal reference number for police, banks and insurers.Online Shopping Scams
A fake store, an order that never arrived, or an overseas seller who vanished.
Phishing & Impersonation Scams
A fake text, email or call pretending to be your bank, a courier or a government body.
Investment & Financial Firm Scams
A "broker", trading platform or adviser that may be a clone or unauthorised firm.
Not sure which applies to you? The Consumer Rights Wizard walks you through it, and the Free Resources Directory lists every official authority by category.